noun
1.
Underwriting is the process by which insurance companies evaluate the Risk of a car, home, or other property or individual to be insured. This process takes place when you submit your application, and is done by an Underwriter from an insurance company.
You taught them how to read and how to ride a bike, but have you taught your children how to manage money?
Life insurance can be part of a sound financial strategy for people in their 60s and 70s as well.
It's never too early to start thinking about life insurance. Waiting until you're older or in poor health is never a good idea.