Our Strategists

A Family Approach

A Family Approach

Our reasons for becoming insurance and financial professional are deeply personal. We all have our own story but one thing remains true with all of our strategists, every one of the KMS Financial Group team has a strong desire to help their clients and act as a fiduciary to them for their planning needs. We are confident that with our understanding of the insurance and financial space, we can help clients better prepare for their futures. We have developed a reputation for educating individuals in an easy-to-understand manner so they can easily grasp complex concepts. From the boardroom to the beaches above all else, the KMSFG team is committed to serving our clients and communities.

Our team approach adds perspective and provides increased benefits to our clients.

Meet Our Strategists

Deidra Young

Employee Benefits Strategist

904-616-0095

(800) 467-1062

dyoung@kmsfinancialgroup.com

As a U.S. Navy veteran, I carry the discipline, integrity, and mission-focus that were instilled during my service into everything I do today. Combined with a Bachelor’s degree in Business Management / Entreprenuership and the...
Read more

Dru Bailey

Insurance & Retirement Strategist

(904) 772-5550

(800) 467-1062

dbailey@kmsfinancialgroup.com

Dru Bailey was born in West Virginia however she relocated to the Sunshine State in 1990, which she now calls “home”.  Dru is the proud mother of three beautiful children and will be expecting her first TWIN...

Read more

John Herrera

Employee Benefits Strategist

904-962-4625

(800) 467-1062

jherrera@kmsfinancialgroup.com

John Herrera, born and raised in Jacksonville, Florida, brings a unique blend of leadership, resilience, and people-first values to the insurance and financial industry. After 22 years in the culinary world—opening restaurants...
Read more

Justin Steffens

Associate Insurance Strategist

904-657-6575

(800) 467-1062

jsteffens@kmsfinancialgroup.com

Justin Steffens is a business student enrolled in the University of North Florida with a graduation date of December 2025! As a Florida native, Justin grew as a North Florida local, mainly in Saint Johns. Justin worked as a CPR & Red...
Read more

Kevin M. Steffens

President

(904) 955-0958

(800) 467-1062

ksteffens@kmsfinancialgroup.com

CEO & Founder Kevin Steffens, a lifelong Florida native and a current resident of St. Johns County, has been an insurance and financial services professional for nearly 2 decades. Having come from the hospitality and real estate...

Read more

Kumi Royal

Employee Benefits Strategist

904-580-7905

(800) 467-1062

kroyal@kmsfinancialgroup.com

Kumi Royal is embarking on an exciting new career path as a Benefits Specialist, leveraging her extensive experience in building client relationships and HR expertise. While this marks a departure from her previous roles, Kumi's...
Read more

Leslie Graves

Financial & Insurance Strategist

(904) 5362707

(800) 467-1062

lgraves@kmsfinancialgroup.com

I've lived in the Jacksonville area for 25 years and enjoy any outdoor activities. While my boys were growing up in the younger years,  I was a stay-at-home mom until the youngest was in preschool. I maintained my physical therapy...

Read more

Madeline Ferorelli

Life Insurance Strategist

954-661-0838

(800) 467-1062

mferorelli@kmsfinancialgroup.com

Madeline is a dedicated and accomplished Life Insurance Broker based in Jacksonville, Florida. She joins the KMS Financial Group team with a strong background in the insurance industry and has consistently demonstrated exceptional...
Read more

Marcia Harris

Client Experience Specialist

(904) 955-0958

(800) 467-1062

admin@kmsfinancialgroup.com

After attending the University of North Florida, majoring in Psychology with a minor in Education, Marcia earned her degree at California Coast University. After graduation, Marcia became a Pre-Kindergarten educator at Cambridge Prep...

Read more

Michael McDonald

Insurance & Employee Benefits Strategist

(904) 614-0881

(800) 467-1062

mmcdonald@kmsfinancialgroup.com

After graduating from the University of Mississippi under an NROTC Scholarship, Mike McDonald started his Naval career with three months in Jacksonville, Florida. This temporary duty did not have much impact on his time in the Navy,...

Read more

Michael Wattonville

Insurance & Retirement Strategist

(727) 776-7001

(800) 467-1062

mwattonville@kmsfinancialgroup.com

Michael Wattonville is an insurance strategist living in Tampa FL and serving SW Florida. With over 10+ years of Medicare experience, he prides himself on providing a variety of insurance solutions and services to help protect your...

Read more

Vilma Didati

Office Manager & Executive Assistant

904-657-3381

800-467-1062

vdidati@kmsfinancialgroup.com

Vilma Didati joined KMS Financial Group in November of 2025 as the Office Manager and Executive Assistant to Kevin Steffens. While she is new to the Financial Services industry, she brings a strong academic background and a genuine...
Read more